Planning an East Africa trip is exciting. You may already be thinking about safari lodges, the Masai Mara, the Serengeti, Mount Kilimanjaro, Zanzibar beaches, and all the places you want to photograph along the way.
But before you leave the United States, there is one part of your trip planning that shouldn’t be overlooked: travel insurance.
Travel insurance can help protect you from unexpected medical expenses, emergency evacuation, trip cancellations, interruptions, delays, lost baggage, and other problems that can become especially complicated when you’re traveling thousands of miles from home.
For an East Africa itinerary involving Kenya, Tanzania, and Zanzibar, insurance deserves particular attention because safari destinations can be remote, medical facilities may be limited outside major cities, and some activities can involve additional risks.
The U.S. Department of State recommends that Americans consider travel medical insurance and strongly recommends medical evacuation coverage for international travel. It also notes that Medicare and Medicaid generally don’t cover medical care outside the United States.
This guide explains what American travelers should look for when choosing travel insurance for an East Africa trip, including safari coverage, medical evacuation, Kenya, Tanzania, Zanzibar, cancellation protection, adventure activities, and common insurance mistakes.
Do You Need Travel Insurance for Kenya and Tanzania?
Travel insurance is not simply about whether a country requires you to have a policy.
The bigger question is whether you can comfortably handle a major unexpected expense while traveling abroad.
For an East Africa safari, having appropriate coverage can be particularly valuable.
The U.S. Department of State notes that medical facilities in Kenya can be limited outside major cities and that serious medical problems may require evacuation at the traveler’s expense. It also recommends that travelers have medical evacuation insurance.
Tanzania presents similar considerations. The State Department says medical emergencies and ambulance services can be unreliable or inaccessible in many parts of the country and strongly recommends supplemental insurance covering medical evacuation.
For a safari itinerary that takes you far from major cities, this is one of the most important reasons to consider travel insurance.
Is Travel Insurance Required for Kenya?
Travel insurance is not the same thing as Kenya’s entry authorization.
Kenya’s immigration requirements focus on documents such as a valid passport, the appropriate eTA or permit, and return or onward travel documentation.
That means you shouldn’t confuse your Kenya eTA with travel insurance.
The eTA gives you authorization to travel under Kenya’s immigration system.
Travel insurance is designed to protect you financially and medically if something goes wrong during your trip.
If you’re preparing your Kenya entry documents, also read Kenya Travel Requirements for US Citizens: eTA, Passport & Entry Guide.
You can also review Kenya eTA for Americans for the eTA application process.
Is Travel Insurance Required for Tanzania?
Tanzania’s visa requirements are separate from travel insurance.
American tourists need the appropriate Tanzania visa, but the visa itself isn’t a substitute for medical or travel insurance.
The U.S. Department of State specifically advises Americans traveling to Tanzania to make sure their health insurance provides overseas coverage and strongly recommends supplemental insurance for medical evacuation.
If you’re preparing for Tanzania, read Tanzania Visa for Americans for the current visa process and requirements.
Is Travel Insurance Required for Zanzibar?
Zanzibar deserves special attention because it has its own inbound travel-insurance requirement.
The official Visit Zanzibar website currently promotes mandatory travel insurance for visitors and provides an official inbound insurance system with individual, family, group, and other options.
This is different from simply purchasing optional travel insurance for your overall East Africa vacation.
If Zanzibar is part of your itinerary, check the current official Zanzibar insurance requirements before departure and make sure you understand how the required Zanzibar coverage relates to any broader travel insurance policy you purchase.
The safest approach is not to assume that having a general travel insurance policy automatically satisfies every Zanzibar-specific requirement.
What Does Travel Insurance Cover?
Travel insurance policies vary considerably.
A comprehensive policy may include several types of protection:
- Emergency medical expenses
- Emergency medical evacuation
- Repatriation
- Trip cancellation
- Trip interruption
- Travel delays
- Lost baggage
- Stolen baggage
- Missed connections
- Certain adventure activities
- Emergency assistance
But don’t assume that every policy includes all of these benefits.
The U.S. Department of State recommends reading the policy carefully and checking coverage for the countries you’re visiting, the length of the trip, emergency medical care, transportation, activities, and other relevant circumstances.
Why Medical Evacuation Coverage Matters on Safari
Medical evacuation is one of the biggest reasons travel insurance can matter on an African safari.
You could be perfectly healthy when you leave the United States and still encounter an unexpected accident or medical emergency.
The challenge is that safari destinations are often far from major hospitals.
A minor issue might be treated locally.
A serious medical emergency could require transportation to a larger medical facility.
In some circumstances, evacuation could eventually involve transportation back to the United States.
The U.S. Department of State warns that medical evacuation can be extremely expensive and says evacuation by air ambulance can cost tens of thousands of dollars or more depending on the circumstances.
This is why medical evacuation coverage should be one of the first things you check, rather than treating it as an optional extra.
Does US Health Insurance Cover Kenya and Tanzania?
Don’t assume that your normal U.S. health insurance will cover everything overseas.
Your policy may provide some international coverage, but the details vary.
Before traveling, contact your insurance provider and ask specifically:
- Am I covered in Kenya?
- Am I covered in Tanzania?
- Am I covered in Zanzibar?
- Are emergency hospital visits covered?
- Are ambulance services covered?
- Is emergency evacuation covered?
- Is medical repatriation covered?
- Do I need to pay upfront?
- What documentation do I need for reimbursement?
The U.S. Department of State recommends checking your health insurance before traveling because many U.S. health plans have limited or no overseas coverage.
Does Medicare Cover Medical Care in Africa?
Generally, no.
Medicare and Medicaid generally don’t cover medical care outside the United States.
That is another reason American travelers should look carefully at international medical coverage before leaving home.
If you’re relying on Medicare or a U.S. health plan, don’t assume you’re automatically protected during a safari in Kenya or Tanzania.
What Type of Travel Insurance Is Best for an East Africa Safari?
There isn’t one insurance policy that is automatically best for every traveler.
Instead, look for a policy that matches your actual itinerary.
For a typical East Africa safari, prioritize:
Emergency Medical Coverage
Look for substantial coverage for unexpected medical treatment.
Medical Evacuation
This is particularly important when traveling in remote safari areas.
Repatriation
Check whether the policy covers transportation back to the United States when medically necessary.
Trip Cancellation
This can protect certain prepaid, nonrefundable expenses if you have a covered reason for canceling.
Trip Interruption
This can help if you need to cut your trip short because of a covered event.
Baggage Coverage
Useful if your luggage is delayed, lost, or stolen, subject to the policy terms.
24-Hour Assistance
A round-the-clock assistance service can be extremely valuable during an emergency abroad.
How Much Medical Coverage Should You Have?
There is no single dollar amount that is appropriate for every traveler.
Instead of focusing only on the headline medical limit, look carefully at what the policy actually covers.
For an East Africa safari, pay particular attention to:
Emergency treatment
Hospitalization
Emergency transportation
Medical evacuation
Repatriation
Air ambulance coverage
The U.S. State Department specifically recommends considering medical evacuation insurance when traveling to places where medical care may be limited.
Does Travel Insurance Cover Safari Accidents?
It can, but you need to check the policy.
Don’t assume that because a policy says “adventure travel” it automatically covers every safari-related activity.
Look at the policy’s definitions and exclusions.
Ask whether the policy covers:
- Safari vehicle accidents
- Walking safaris
- Hiking
- Trekking
- Mountain climbing
- Snorkeling
- Scuba diving
- Boat excursions
- Hot-air balloon rides
- Other activities you plan to participate in
If you’re climbing Kilimanjaro, this becomes particularly important.
Does Travel Insurance Cover Mount Kilimanjaro?
Some policies cover trekking and climbing activities, while others exclude them or impose specific altitude limits.
If Mount Kilimanjaro is part of your itinerary, don’t simply purchase a standard travel policy and assume you’re covered.
Check the policy for:
- Maximum trekking altitude
- Mountaineering exclusions
- Guided vs independent activities
- Rescue coverage
- Evacuation
- Pre-existing-condition rules
- Required safety equipment
- Weather-related restrictions
Your insurance should match the actual activity you’re undertaking.
What About Safari Vehicle Accidents?
Safari involves significant time in a vehicle on roads and tracks that can be rough.
Accidents are uncommon but possible.
The U.S. State Department’s current Kenya travel advisory specifically notes that tourists have been seriously injured or killed in safari vehicle accidents.
This is another reason to pay attention to emergency medical and evacuation coverage when choosing a policy.
Does Travel Insurance Cover Zanzibar Activities?
It depends on the policy.
Zanzibar offers activities such as:
- Snorkeling
- Diving
- Boat trips
- Dolphin excursions
- Sailing
- Swimming
- Spice tours
- Forest excursions
If you’re planning water sports or adventure activities, check your policy before purchasing it.
Some policies cover certain activities automatically.
Others require an additional adventure-sports option.
What About Scuba Diving?
Scuba diving can be excluded or subject to specific conditions.
If you’re planning to dive around Zanzibar, look for a policy that explicitly covers recreational scuba diving at the depth you expect to reach.
Don’t rely on a generic statement that the policy covers “water sports.”
Read the activity definition.
Does Travel Insurance Cover Pre-Existing Medical Conditions?
This varies by policy.
Some insurers may provide coverage for certain pre-existing conditions if specific requirements are met, while others may exclude them.
If you have an existing medical condition, don’t hide it when applying.
Read the policy’s definition of a pre-existing condition and any waiver requirements carefully.
Does Travel Insurance Cover Trip Cancellation?
Many comprehensive travel insurance policies offer trip-cancellation coverage.
However, cancellation coverage isn’t unlimited.
Policies typically list specific covered reasons.
Depending on the policy, these might include certain:
- Medical emergencies
- Serious illnesses
- Family emergencies
- Travel disruptions
- Natural disasters
- Other covered events
You shouldn’t assume that “I changed my mind” or “I don’t want to travel anymore” automatically qualifies for reimbursement.
Read the covered-reasons section before purchasing.
What About Canceling an Expensive Safari?
This is where travel insurance can become particularly valuable.
An East Africa safari can involve significant prepaid expenses, including:
- International flights
- Safari packages
- Lodges
- Park-related costs
- Domestic flights
- Transfers
- Zanzibar hotels
- Excursions
Some bookings may be nonrefundable or only partially refundable.
If you’re spending thousands of dollars on a trip, check the cancellation and interruption provisions carefully.
Does Travel Insurance Cover Missed Connections?
Some policies provide coverage for certain missed connections, delays, or additional transportation expenses.
This can be useful on an itinerary involving multiple flights.
For example:
New York → Nairobi → Arusha → Zanzibar → Nairobi → New York
has more opportunities for delays or missed connections than a simple nonstop itinerary.
Check your policy’s specific requirements before assuming a missed connection will be covered.
Does Travel Insurance Cover Lost Luggage?
Many comprehensive policies offer baggage protection.
This can be useful when traveling with:
- Camera equipment
- Safari clothing
- Binoculars
- Medication
- Personal electronics
However, expensive camera equipment may have specific limits.
If you’re carrying thousands of dollars worth of photography equipment, check the policy’s valuables limits.
What About Delayed Baggage?
Some policies provide reimbursement for essential purchases if your luggage is delayed for a specified period.
This can be useful if your checked bag doesn’t arrive when you do.
However, policies may have:
- Waiting periods
- Per-item limits
- Documentation requirements
- Maximum reimbursement amounts
Keep receipts for eligible purchases.
Does Travel Insurance Cover Electronics?
Sometimes.
Cameras, laptops, phones, tablets, and other electronics may fall under baggage or personal-property coverage.
But policies often impose limits on individual items.
If you’re bringing expensive camera equipment for a safari, review the policy carefully.
You may need additional coverage depending on the value of your equipment.
Should Photographers Get Extra Coverage?
If photography is a major part of your safari, it’s worth paying particular attention to equipment coverage.
An East Africa safari is an incredible photography opportunity, but you may be carrying:
- Camera bodies
- Long lenses
- Batteries
- Memory cards
- Tripods
- Drones
- Laptops
- Binoculars
Check whether your insurance covers the full replacement value of your equipment.
Also check whether loss, theft, accidental damage, and unattended baggage are treated differently.
Does Travel Insurance Cover a Drone in Kenya or Tanzania?
Insurance coverage is only part of the question.
You also need to check whether drones are permitted where you’re traveling.
National parks, airports, protected areas, and other locations may have restrictions.
Don’t assume that because your insurance covers your drone, you’re automatically allowed to fly it.
What Should Your East Africa Travel Insurance Cover?
For a typical Kenya–Tanzania–Zanzibar trip, a useful checklist is:
☐ Emergency medical treatment
☐ Hospitalization
☐ Medical evacuation
☐ Emergency transportation
☐ Repatriation
☐ Trip cancellation
☐ Trip interruption
☐ Travel delays
☐ Missed connections
☐ Lost baggage
☐ Delayed baggage
☐ Personal belongings
☐ Safari activities
☐ Hiking/trekking if applicable
☐ Kilimanjaro climbing if applicable
☐ Water activities if applicable
☐ 24-hour emergency assistance
☐ Coverage in Kenya
☐ Coverage in Tanzania
☐ Coverage applicable to Zanzibar
Does One Travel Insurance Policy Cover Kenya, Tanzania and Zanzibar?
Often, a travel insurance policy can cover multiple destinations on the same trip.
But you need to confirm that all destinations are included.
When purchasing your policy, list your actual itinerary.
For example:
United States → Kenya → Tanzania → Zanzibar → United States
Don’t simply list “Africa.”
Check the policy’s territorial coverage.
The U.S. Department of State recommends confirming that the policy is valid in the countries you plan to visit.
What If You’re Traveling From Kenya to Tanzania?
This is a common East Africa itinerary.
For example:
Nairobi → Masai Mara → Serengeti → Ngorongoro → Zanzibar
Make sure your travel insurance covers the entire trip rather than only the first country.
You’ll also need to organize each country’s entry requirements separately.
For Kenya, read Kenya Travel Requirements for US Citizens: eTA, Passport & Entry Guide.
For Tanzania, read Tanzania Visa for Americans.
And for the complete visa picture, see Kenya Tanzania Zanzibar Visa: What Americans Need for an East Africa Trip.
What If Your Trip Includes Zanzibar?
If you’re adding Zanzibar after your safari, pay special attention to the island’s current inbound insurance requirement.
The official Visit Zanzibar website currently identifies mandatory travel insurance and provides an official insurance application system.
Don’t wait until you’re already traveling to discover that you need to address this requirement.
Before your trip:
- Check the current Zanzibar insurance requirement.
- Review your existing travel insurance policy.
- Determine whether your policy satisfies the applicable Zanzibar requirement.
- Obtain any required Zanzibar-specific coverage.
- Keep proof of coverage accessible.
Do You Need Separate Insurance for Zanzibar?
Not necessarily for your entire trip.
You may have one comprehensive travel insurance policy covering your international itinerary and still need to comply with Zanzibar’s specific inbound insurance requirement.
The important point is to distinguish general travel protection from country- or destination-specific mandatory coverage.
Always check the current official Zanzibar requirements before traveling.
When Should You Buy Travel Insurance?
Ideally, purchase travel insurance soon after making significant nonrefundable travel arrangements.
This is particularly relevant for trip-cancellation coverage.
If you wait until the day before departure, you may have already missed opportunities for certain types of coverage.
A sensible planning sequence is:
Book your major trip arrangements → review insurance options → purchase appropriate coverage → save policy documents → travel.
Should You Buy Travel Insurance Before Booking Your Safari?
You can research insurance before booking.
In fact, it’s a good idea.
Before committing to a very expensive safari, understand what your potential insurance options look like.
This helps you avoid discovering afterward that an important activity or expensive booking isn’t covered.
How Much Does Travel Insurance for East Africa Cost?
The price varies considerably.
Insurance premiums can depend on:
- Your age
- Trip length
- Trip cost
- Destination
- Coverage limits
- Deductible
- Medical coverage
- Cancellation coverage
- Optional upgrades
- Adventure activities
A more expensive safari can also affect the cost if you’re purchasing cancellation coverage based on your prepaid trip expenses.
Rather than choosing insurance based only on the lowest price, compare the actual coverage.
Is Cheap Travel Insurance Worth It?
The cheapest policy isn’t necessarily the best policy.
A low-cost plan might have:
- Lower medical limits
- Lower evacuation coverage
- Significant exclusions
- Higher deductibles
- Limited cancellation reasons
- Lower baggage limits
- Activity exclusions
For a major international safari, compare policies based on coverage, not just price.
What Does Medical Evacuation Actually Mean?
Medical evacuation generally refers to transportation when you need medical treatment that isn’t reasonably available where you are.
Depending on the circumstances and policy, this might involve:
- Ground transportation
- Air transportation
- Transfer to a better-equipped hospital
- Evacuation from a remote area
- Repatriation to your home country
The exact definition varies by insurer.
Read the policy carefully.
Does Travel Insurance Pay the Hospital Directly?
Sometimes.
Not every insurer handles claims the same way.
Some policies or assistance providers may arrange direct payment in certain circumstances.
Others may require you to pay and then submit documentation for reimbursement.
Ask the insurer how emergency claims are handled before traveling.
Keep your insurance assistance number easily accessible.
What Number Should You Call in an Emergency?
Your travel insurer should provide an emergency assistance number.
Save it:
- In your phone
- In your email
- In your travel documents
- With your emergency contact
Don’t assume you’ll be able to find the number quickly while dealing with an emergency.
What Documents Should You Carry?
Keep copies of:
- Insurance policy
- Policy number
- Emergency assistance number
- Passport
- Visa or eTA
- Flight itinerary
- Accommodation bookings
- Safari itinerary
- Emergency contact information
Store copies digitally and keep important information accessible offline.
What If You Have an Emergency During a Safari?
Your first priority is getting appropriate assistance.
Contact your safari operator or guide if you’re in the bush and need help.
Contact local emergency or medical services where appropriate.
Contact your travel insurer’s emergency assistance service as soon as practical.
If the situation involves evacuation, your insurer may need to coordinate or authorize transportation depending on the policy.
This is one reason having a 24-hour assistance line matters.
Does the US Embassy Pay Medical Bills?
No.
The U.S. government does not pay medical bills or unexpected travel costs for American citizens abroad.
The Department of State specifically advises travelers to plan for medical and emergency expenses and consider travel insurance.
This is important for safari travelers because medical treatment and evacuation can become expensive quickly.
Travel Insurance and Safari Safety
Insurance should never be treated as a substitute for sensible travel decisions.
A good policy is a backup plan, not permission to take unnecessary risks.
Follow your safari operator’s safety instructions.
Listen to your guide.
Use appropriate equipment.
Follow park regulations.
Don’t approach wildlife on foot unless you’re participating in an authorized activity with qualified guides.
For broader safety information, read Is Kenya Safe for American Tourists? What First-Time Visitors Should Know and Is Tanzania Safe for American Tourists?.
Travel Insurance for a Kenya Safari
A Kenya safari might include:
- Nairobi
- Amboseli
- Lake Nakuru
- Samburu
- Masai Mara
- Kenyan coast
The more remote your itinerary becomes, the more important it is to understand medical evacuation and emergency transportation coverage.
The current U.S. travel advisory notes that medical facilities outside major cities can be limited and that medical evacuation may be necessary in serious cases.
If you’re budgeting for a Kenya safari, also read How Much Does a Kenya Safari Cost? A Realistic 2026 Budget.
Travel Insurance for a Tanzania Safari
A Tanzania safari can take you deep into areas far from major urban medical facilities.
Your itinerary might include:
- Arusha
- Tarangire
- Ngorongoro
- Serengeti
- Lake Manyara
- Nyerere
- Ruaha
The U.S. Department of State notes that medical emergencies and ambulance services may be unreliable or inaccessible in parts of Tanzania and strongly recommends supplemental medical evacuation coverage.
If you’re planning your budget, see How Much Does a Tanzania Safari Cost?.
Travel Insurance for a Kenya and Tanzania Trip
A combined Kenya and Tanzania trip is one of the most popular East Africa itineraries.
For example:
Days 1–2: Nairobi
Days 3–5: Masai Mara
Days 6–8: Serengeti
Days 9–10: Ngorongoro
Days 11–14: Zanzibar
One insurance policy may be able to cover the entire trip, but confirm that Kenya, Tanzania, Zanzibar, and all planned activities are covered.
For itinerary ideas, read Kenya and Tanzania Itinerary: 14 Days With Safari + Zanzibar.
You can also explore How Much Does a 2-Week Kenya & Tanzania Trip Cost? when planning your overall budget.
Travel Insurance for a First East Africa Trip
If this is your first trip to Africa, don’t let insurance become an afterthought.
There are more moving parts than on a typical resort vacation:
- International flights
- Multiple countries
- Safari transportation
- Remote lodges
- Domestic flights
- Border crossings
- Wildlife activities
- Optional adventure activities
- Zanzibar beach activities
The more complicated the itinerary, the more carefully you should review your policy.
For an overview of everything else you need to organize, bookmark The First-Time Traveler’s Guide to East Africa: Kenya, Tanzania & Zanzibar.
Common Travel Insurance Mistakes
Buying the Cheapest Policy
Price isn’t the only thing that matters.
Ignoring Medical Evacuation
This is one of the most important benefits for a safari.
Assuming Your US Health Insurance Covers Everything
Check before you leave.
Forgetting Zanzibar’s Insurance Requirement
Zanzibar currently has its own mandatory inbound travel-insurance system.
Not Checking Activity Exclusions
Kilimanjaro, diving, trekking, and other activities may require specific coverage.
Waiting Until the Last Minute
Some benefits depend on when the policy is purchased.
Not Reading the Cancellation Rules
Know exactly what qualifies as a covered cancellation.
Not Checking Baggage Limits
This matters particularly for photographers.
Forgetting to Save the Emergency Number
Keep it available offline.
Assuming Insurance Covers Every Situation
Every policy has exclusions and conditions.
Read them.
East Africa Travel Insurance Checklist
Before purchasing your policy, ask:
Does it cover Kenya?
Does it cover Tanzania?
Does it apply to Zanzibar?
Does it cover emergency medical treatment?
Does it cover medical evacuation?
Does it cover repatriation?
Does it cover my safari activities?
Does it cover Kilimanjaro if I’m climbing?
Does it cover diving or water activities?
Does it cover trip cancellation?
Does it cover trip interruption?
Does it cover delayed baggage?
Does it cover my camera equipment?
Does it provide 24-hour emergency assistance?
Are there exclusions that apply to my trip?
If you can’t answer these questions, don’t purchase the policy until you’ve reviewed the details.
Travel Insurance for East Africa: Quick FAQ
Is travel insurance required for Kenya?
Kenya’s entry requirements are separate from travel insurance. Travelers need the appropriate travel authorization and other required entry documents.
Is travel insurance required for Tanzania?
Tanzania’s visa requirements are separate from general travel insurance. However, the U.S. Department of State strongly recommends supplemental medical evacuation insurance for Americans traveling there.
Is travel insurance required for Zanzibar?
Zanzibar currently has a mandatory inbound travel-insurance requirement administered through its official tourism system.
Does US health insurance work in Kenya?
It depends on your plan. Confirm international coverage with your insurer before traveling.
Does Medicare cover Kenya or Tanzania?
Generally, Medicare does not cover medical care outside the United States.
Do I need medical evacuation insurance for a safari?
It is strongly recommended, particularly because safari destinations can be remote and medical facilities may be limited.
Does travel insurance cover safari accidents?
It can, but check the policy’s activity definitions and exclusions.
Does travel insurance cover Kilimanjaro?
Some policies do, while others exclude mountaineering or impose altitude restrictions. Verify the specific policy before climbing.
Does travel insurance cover Zanzibar?
It can, but you should separately verify that your policy meets any Zanzibar-specific insurance requirements.
Should I buy travel insurance before my safari?
Generally, yes. Buying early can be particularly important if you want cancellation protection for expensive prepaid arrangements.
Final Thoughts: Is Travel Insurance Worth It for an East Africa Trip?
For most American travelers planning a significant Kenya, Tanzania, or Zanzibar vacation, travel insurance is worth serious consideration.
You’re not simply protecting yourself against a delayed flight.
You’re protecting a major international trip that may involve expensive safari bookings, remote destinations, multiple flights, wildlife activities, and limited access to advanced medical care outside major cities.
The most important coverage to examine is emergency medical and medical evacuation coverage.
The U.S. Department of State recommends travel medical insurance and strongly recommends medical evacuation coverage for travelers abroad.
For Zanzibar travelers, there is an additional consideration: the official Zanzibar tourism system currently identifies inbound travel insurance as mandatory.
The best approach is therefore simple:
Don’t just buy the cheapest travel insurance policy.
Choose coverage that matches your actual East Africa itinerary.
Make sure Kenya and Tanzania are covered.
Check the Zanzibar requirement.
Look at medical evacuation limits.
Check safari and adventure activities.
Review cancellation and interruption protection.
And save your insurer’s emergency assistance information before you leave home.
Your safari should be about watching elephants cross the plains, seeing lions at sunrise, exploring the Serengeti, and relaxing on Zanzibar’s beaches—not worrying about what happens if something goes wrong.
A good insurance plan gives you one more layer of protection while you enjoy the adventure.
For the complete planning process, continue with The First-Time Traveler’s Guide to East Africa: Kenya, Tanzania & Zanzibar.